As the end of August approaches, there are a few things on everyone’s minds in South Carolina. First, how is Governor Sanford going to handle the end of his term? Second, who’s going to have a better football season Clemson or South Carolina? And lastly, where can I get some cash in this recession!?!? Here are my answers to these questions. I can tell you this – the Governor’s term will end, as all do, but, I can’t tell you how he will finish up. The Tigers and the Gamecocks both look poised for strong seasons. Neither team is in the USA Today Top 25 poll, but both received some votes. I can’t tell you if either will win a bowl game, but I can tell you this: I guarantee one of those teams will win on November 28th. It’s not that I’m a psychic, but they are playing each other, so the odds are in my favor. If there’s one question that I can answer for all the residents of South Carolina, it’s where to get some cash. Why can I answer this? Well because it’s what I do. I keep all Americans updated about the best bad credit lenders in their state. And today’s your lucky day South Carolina because this blog is fully dedicated to you.

So let’s start like this. You need cash. Obviously you need cash now because why else would you be reading this? (Unless you just enjoy my writing – which is definitely okay too!) Okay, so, fast cash – where do you get it? My suggestion is to get a car title loan. A car title loan, also referred to as an auto title loan, is a type of loan that is secured by the borrower’s auto title. The amount lent is based upon a percentage value of the automobile. With a car title loan, the borrower is able to continue driving their car throughout the duration of the loan – the lender just holds onto the title as collateral. The best part about it, there is no credit check! That’s what allows you to get a loan so fast. This is where the next question arises: where should you get a title loan in South Carolina? If you read through the rest of my blogs, you will see that I have recommended companies in many different states. I do my research and find the best providers of this type of loan. I have received great feedback on my recommendations thus far. For a car title loan in South Carolina , I recommend using SC-CarTitleLoans.com. From what I have seen, they offer the most affordable rates, they have helped thousands of people get auto title loans, and they can get you cash right after you submit their online application. Just for you guys, since I’m so thoughtful, I ran a test trial with their application. I filled out their online form in under 2 minutes. It was only information about my car and how to contact me. It was simple.

There you have it. Everything on your mind is now answered. Governor Sanford’s term will end, Clemson or South Carolina will win a game on November 28th, and for all fast cash needs in South Carolina, use SC-CarTitleLoans.com .

According to a Google Trends report of the keyphrase “loans,” over the past 12 months, the most searched categories of loans in Alabama are: student, home, direct, bad credit, and payday. With the top 3 searched categories, student, home, and direct loans, individuals with poor credit history will find it extremely difficult to get approved. A bad credit loan is a term that can refer to several different sources of financial aid. A payday loan is a type of bad credit loan and is also the 5th most searched loan category in Alabama over the past year. However, a type of loan that seems to be relatively unknown in Alabama is a car title loan. Commonly referred to as “the cousin of payday loans”, a car title loan allows a borrower to obtain cash with no credit check and the amount they can receive is based upon their car’s value.

Car title loans are commonly mistaken for auto loans. An auto loan is when a lender provides a borrower with cash in order to purchase a car. A title loan is when a borrower uses the car they already own to acquire funds for whatever expenses they may have. When first hearing about title loans, many potential borrowers worry that they will have to give up their car for the loan. This is not the case – with an auto title loan, the borrower is able to continue driving their vehicle throughout the duration of the loan. The lender simply holds onto the automobile title and when the amount is paid back, the lender returns the title. It’s a very simple concept.

As far as getting a car title loan in Alabama , there is not much information out there about the best companies. From personal research, I recommend using AL-CarTitleLoans.com as they have been involved in the title loan industry for 10+ years and have helped thousands of people with cash needs. They serve the entire state so you don’t have to worry about a long drive to their location – they most certainly have a store just minutes from where you reside.

Contrary to be the belief of many non-residents of Illinois, there is more to the state than just Chicago! Although Chicago will forever be known as the, what I like to call, “signature city” of Illinois, it isn’t even the capital. In fact, the state capital is a solid 201 miles south on I-55 from the big city of Chicago. The capital, a city known as Springfield, was once home to U.S. President Abraham Lincoln. But enough with the history lesson, let’s get into the real meaning of this blog.

When it comes to auto title loans in Illinois, the most well known provider is Chicago Title Loans. These guys are known all throughout the state to be the number one provider of this type of loan. However, once again, Southern Illinois is under the shadow of Chicago. A leader has emerged in the title loan industry providing fast cash loans to the people in the Southern half of Illinois. In areas like Springfield, Peoria, Bloomington, Champaign, and more, this company has earned themselves a prestigious reputation in the lending arena.

How does it work? Well, it works pretty much the exact same way as when dealing with their “neighbors to the North” (Chicago Title Loans). A borrower simply has to visit their website and fill out an online application for a car title loan in Southern Illinois. The borrower will receive an instant message of pre-approval and a call from a company representative directing them to the nearest location. From there, the borrower can pick up their cash! Pretty easy huh?

I know this may be getting repetitive, but I want to reiterate my point from previous blogs. When trying to obtain a bad credit loan, it is absolutely necessary to borrow from the best lender in your area. In the case of Southern Illinois, I highly recommend using IL-CarTitleLoans.com. They have a location near you! Something many of you potential borrowers may be wondering is: what’s the deal with the interest rate? Well, they say “save the best things for last”, so here it is: They have the lowest interest rates of any title loan company in the state! So go check them out!

My financial situation was pretty brutal. I had poor credit, no job, and bills piling up to the ceiling– literally.  I needed a solution to this problem as I was facing eviction. I knew I would be able to get a new job, I was just having a hard time finding companies looking to hire employees in this economy–most companies are cutting back. I just didn’t know how much longer I would be unemployed.

I went to my friend for some help and she recommended that I get a fast cash loan from California Car Title Loans. She told me that they have the lowest interest rates in California at 3% and no pre-payment penalties (that way if I did end up getting a job, I could pay the loan back earlier and not be penalized). This sounded like a great option for me so I went on their website and filled out their quick online loan application. In minutes, I was approved for my auto title loan. I needed my title loan in Los Angeles so I knew they would be serving my area. However, it was cool to see that they also serve the biggest cities like San Francisco, San Diego, Long Beach, Fresno, Bakersfield, Chula Vista, Sacramento, Riverside, San Jose, Santa Ana, and more, but also all of the smallest neighborhoods throughout CA.

Anyways, I got my cash the same day I applied, and was able to pay off my landlord the next day. With the $3,500 loan I got, I was also able to pay all my bills and hold myself over until I found my new, current job as an office secretary. I am so happy that I got a car title loan from these guys. They seriously saved me from not having a place to live. I can’t thank them enough. I highly recommend them for all title loan needs.

Car Title Loans are known by many names. Some just call them title loans. Others pink slip loans. I know that when I started at a title loan company I did not know what this loan was or how do people qualify. So I am writing this from the perspective of an employee of a car title loan newbie but also as an insider.

The way it was described to me is for me to think of it like a pawn shop loan with the major exception is that the person who is “pawning” the car does not have to leave the car with place they got the loan.

So I asked what does a person leave? The answer is their title to the car. Now with some companies they ask you to put the loan company on as a lienholder. But the problem is that takes time so they usually have you sign a piece of paper to that effect and then they send the documents to the secretary of state to put this on the title. Even with this being said, it doesn’t slow down you getting the money. Almost without exception, you can drive in and drive out with cash for your car title.

You should know that some companies actually make you leave a spare set of keys with them. I know this sounds like they will repo your car in a heartbeat if you miss a payment but this is simply not true at all. This is the very last thing they want to do! The reason why is that they have to incur costs of the repo, then they have to hold it for a while to see if you can settle the debt and then there is the auction and they only get pennies on the dollar for that. They would MUCH rather never do that but some people will take out thousands of dollars in loans and never pay so they have to repo the car in some extreme cases. Fact is, they would rather be your friend and get your repeat business then upset you and cause bad word of mouth.

The next question I had was how much can you get? After all part of the allure of doing a car title loan is the fact that you can get much more money than a payday loan. So how much? Typically they take the bluebook or blackbook value of the vehicle and give you 30-60% of it’s worth. Not that you have to take that much of course but they approve you for more than you probably would ever need. This could be a pretty big number but if your car is real old or has tons of miles on it, then they usually will only loan you a little money, like $500. But the fact is that the underwriter has a lot of room and if your car has extras, they usually add this to the amount.

The next question is the interest rate. I want to clear this up because it can get confusing. While the company I work for gives loans out for 5.9% in some states, other states is higher. Some of the companies charge 30-60%! That is why I suggest allowing us (using that blue apply button on the top of this page) to look for the best deal. How about a loan for $2000 and you can pay it over 2 years and

Go to a broker or do it yourself? Well that depends if the broker adds to any fee right? We don’t because we make our money by charging the vendors to advertise on our sites. Some do. Not us. We also don’t ding you if you pay it off early. This way, we can offer the best deals we find and not be so hooked into one company. You know how it is right…. you need money and the first person to offer you a decent amount gets the business no matter if they have a bad interest rate or not. You are not really in a position to compare and worse yet, thrilled that you got the loan from someone. We are not so emotional. We know that you will come back to us if we make sure you get the best deal every single time and no matter what you try to do, you didn’t find anything better than us.

So if you comment on this post, I will be happy to answer your question from a car title loan employees point of view. Hope this helped!