A polar bear’s skin is black. Its fur is not white, but actually clear. I saw it on Animal Planet.

Which goes to show what we see is not always what’s underneath. My daughter’s situation is a good example. She’s had a run of tough luck. Her husband ran off, leaving her with three kids and rent to pay. She had to get a job, and I pitched in by sitting with the kids. Then her car broke down at the same time her refrigerator gave out. A family down the street from her gave her an old fridge from their garage, which was a blessing.

I had to go to a car pawn loan shop many years ago when I had my own money problems. It was a difficult experience, but I got through it and learned that you sometimes have to look at your assets to figure out how to survive. So I went on the computer, on the internet, and found that a car title loan can be done all there. I looked at the application at Car Title Loans in Jasper, and bingo, there we were. It was easy to get the repair money she needed, $440, with the value of that Pontiac.

My daughter doesn’t deserve these kinds of problems, and it’s sad to see the kids living with less than a lot of their school friends. But she’s a survivor, like her mamma.

You gotta wonder how people get into some situations. Like the other day I was reading that on average, 100 people choke to death on ballpoint pens every year. How does that happen?

I have a brother who used to use thing like pens to scoop up peanut butter for a little snack. Don’t ask me why. It defies explanation.

That same brother doesn’t know how to manage money. When he’s out of cash, he lets his bills go and ends up paying penalties everywhere. His bills are bigger the next month and for months to follow.  Crazy.

When I’m short of money, I get loan on my car from a car title loan company.  I go on the internet and click into Car Title Loans in Homewood. Easy, fast, money gets there in a day, and my bills are paid on time. I pay it off as I can, and it doesn’t involve penalty fees. And I eat my peanut butter on bread, no pens involved.