Contrary to be the belief of many non-residents of Illinois, there is more to the state than just Chicago! Although Chicago will forever be known as the, what I like to call, “signature city” of Illinois, it isn’t even the capital. In fact, the state capital is a solid 201 miles south on I-55 from the big city of Chicago. The capital, a city known as Springfield, was once home to U.S. President Abraham Lincoln. But enough with the history lesson, let’s get into the real meaning of this blog.

When it comes to auto title loans in Illinois, the most well known provider is Chicago Title Loans. These guys are known all throughout the state to be the number one provider of this type of loan. However, once again, Southern Illinois is under the shadow of Chicago. A leader has emerged in the title loan industry providing fast cash loans to the people in the Southern half of Illinois. In areas like Springfield, Peoria, Bloomington, Champaign, and more, this company has earned themselves a prestigious reputation in the lending arena.

How does it work? Well, it works pretty much the exact same way as when dealing with their “neighbors to the North” (Chicago Title Loans). A borrower simply has to visit their website and fill out an online application for a car title loan in Southern Illinois. The borrower will receive an instant message of pre-approval and a call from a company representative directing them to the nearest location. From there, the borrower can pick up their cash! Pretty easy huh?

I know this may be getting repetitive, but I want to reiterate my point from previous blogs. When trying to obtain a bad credit loan, it is absolutely necessary to borrow from the best lender in your area. In the case of Southern Illinois, I highly recommend using IL-CarTitleLoans.com. They have a location near you! Something many of you potential borrowers may be wondering is: what’s the deal with the interest rate? Well, they say “save the best things for last”, so here it is: They have the lowest interest rates of any title loan company in the state! So go check them out!

Let me first start by providing some statistics that will give one a glimpse of the state of the economy in Missouri. From the beginning of 2009 through the end of June, the unemployment rate in Missouri has jumped 1.2% (Bureau of Labor Statistics). The rise from 8.1% to 9.3% is staggering and signs only point to this number increasing. In St. Louis alone, the unemployment rate has reached 9.9% (BLS). In every non-farming work category, except Education, Health Care, and Government, wages and salaries have decreased from this time in 2008 (BLS). The most significant drops are seen in Manufacturing and Construction where wages/salaries have decreased by 11.9% and 9.5% respectively (BLS). These are low paying jobs to begin with! These are also huge industries in the state of Missouri!

Based upon the research I have gathered, it is evident that people in Missouri, not to mention the entire United States, are in need of financial help. A car title loan can be a solution for many people who need this financial aid. A title loan is a great option for people who need to get their finances in order immediately and also for people with bad credit. So the question is posed: How does one obtain a car title loan in Missouri?

Just like in any other state that allows auto title loans, it is important to find the most reputable company that provides this type of loan. In the case of Missouri, the best company I have come across is Missouri Car Title Loans. With the lowest rates in Missouri, their payments are more affordable than any other company. They offer an online application that allows the loan processing to move extremely fast to get you the money you need. They serve areas all throughout the state and here are some of their Missouri title loan locations. They will help you get a fast cash loan!

Using the title of your vehicle as security for the loan, you can get a solid principal amount (depending on the condition of your automobile) no matter what your credit looks like! So to break this down into a more simpler form. Step one is to visit the website provided above. Step two is to fill out the online application. Step three is when the company will contact you and tell you where to pick up your cash(when I ran a test trial it took just minutes after I submitted the application). Step four is for you to get the money you need! It’s really simple and a great solution for people in financial distress.

People will accept your ideas much more readily if you tell them that Benjamin Franklin said it first.

This is true.  I once was in a discussion with my baseball coach about failing to wash my uniform for a game. I said something like “The clothes most dirty are on the hardest worker,” attributing it to the old BF. He didn’t have the internet right there to check, and I think he bought into the idea.

Unfortunately, it’s hard to do the dance with just words when paying your bills.  I tried it a few times, but  you’re basically talking to a computer for all intents and purposes. So I really got caught short on some charges on my credit card last year – unexpected emergencies all summer long – and wasn’t sure how I could make the payments.  I didn’t want to screw up and miss a payment, because the card companies use that as an opportunity to jack up the interest charges for the next two years. So I did my research and found Springfield Car Title Loans. I used the collateral on my Jeep Cherokee to get a short term loan.  It was sweet – easy application, money in one day, bills got paid and now I’ve paid off that loan too.

A penny saved might be a penny earned, but a car title loan is a boatload of pennies for 21st century emergencies.

By the way Springfield is near Auburn, Buffalo Hart, Cartwright, Chatham, Clear Lake, and Springfield.