My wife is a pessimist.  I came home from work and told her how my boss complimented me on a project. Wife: A pat on the back is only a few centimeters from a kick in the pants. I told  her the point in this economy is to be irreplaceable.  Wife: Don’t be irreplaceable, if you can’t be replaced, you can’t be promoted. I said, do you have any idea what kind of crap I put up with to hold onto this job??  Wife: The more crap you put up with, the more crap you are going to get.

This is why she is not employed herself.  Debbie Downer is easy to lay off.  But she redeemed herself a few weeks ago. We got a big unexpected expense, and I didn’t know how we were going to pay for it.  She said that would be easy, go to Wheeling Title Loans, where we can get money from the value of her car.  She was right, that’s exactly what we did.

So, that goes to show that pessimists, looking at half empty glasses, still have a few good ideas now and then.

By the way Wheeling is near Buffalo Grove, Deerfield, Illinois, Northbrook, Prospect Heights, and Riverwoods.

Something I learned while studying at Oakton Community College and working at the same time was that bills travel through the mail at twice the speed of checks.

And when the money comes up short, man, that’s when the problems start.  I can’t believe the banks get away with that stuff, those overdraft fees.  And god help you when you get behind on a credit card.  The interest rates are more than 20%.

Even with my degree, it’s been touch and go with money for me, and this economy is not helping anything. I thought I had it all covered and then I had a fender bender on the Eisenhower a few months ago.  Sheesh, people in this town forget how to drive once things start icing up. So while I had my car insurance payments up to date, I still had a $500 deductible to cover for the repairs and no way to do it.

So I did what made sense.  I used my car’s value to pay for the car repair.  A perfect system.  I looked for a car title loan store and found Prospect Heights Title Loans online.  For anyone whose looked into getting car title loans, you have to appreciate the simplicity of doing it this way.  And speed. I had my money in one day.

Bills travel fast, but the title loan did too.  Amazing.

By the way Prospect Heights  is near Wheeling, Northbrook, Des Plaines, Mt Prospect, and Arilington Heights.

My husband thought it would be good for the kids to take up camping.  You know, the tent, kerosene stove, everything packed on top the car, sleeping bags, trying to stay dry in the rain, the whole thing.

I say camping is nature’s way of feeding mosquitos.  But I lost that argument. So there we were, scheduled to head out to Yellowstone in four days, leaving our nice air conditioned house in Des Plaines behind us in July.  But Hal took the SUV in for servicing and we get hit with a $2300 estimate. For that kind of money we could have flown to someplace without bugs, snakes and mountain lions.  But the kids had their hearts set on it.

Anyway, that was not a good time to get hit with that bill.  So in a rush, I went on the internet and found Des Plaines Title Loans, where I found the money we needed.  And in a way, it was a perfect solution, using the car title loan to fix the car.  But the important part was we got the money the next day, and the approval in one hour.  That way we were able to get the car repaired at his favorite mechanic’s on Rand Road in time for the trip.

In the end, the kids and Hal had a good time.  And I get to chose where we go next year.

By the way Des Plaines is near Mt Prospect, Park Ridge, Wheeling, Glenview, and Northbrook.

I asked my obstetrician about how my childbirth would feel, and she said I’ll feel more pressure than pain. My baby weighed in at ten pounds, seven ounces. Calling that just pressure is like saying a tornado is a lot of wind current.

Which is just like the storm of financial problems we ran into around the time of my delivery. We had both lost our jobs, our mortgage was killing us, and then the hospital and doctor expenses were only partially covered by our health insurance. We talked about selling one of the cars, but with a baby and both of us looking for work, that didn’t seem like a smart idea either.

I went online and looked for ideas. That’s when I found Buffalo Grove Title Loans, a car title loan company that advances you money depending on the blue book value of your vehicle. Both our cars are five years old, but since they’re paid for we have the title. So I got $4000 to cover us in that torrent of expenses, enough to keep our heads above water and the insurance bills paid. It’s not been an easy time, but finding that cash got us through the toughest part of it and now we feel like we can manage things and get back on solid footing.

By the way Buffalo Grove is near Wheeling, Northbrook, Deerfield, Highwood, and Prospect Heights.