We seem to have entered into one very bad economy. I think stupidity got us into this mess - why can’t it get us out?

Seems like the boys in Washington and Wall Street are trying their best. They say they’re working for us, the little people in the heartland who toil away for years, following the rules. And then we read about billions in bonuses to bankers who screwed up royally, and the congress people don’t exactly look like they’re going hungry either.

We’ve had our own money problems here in Kane County. My wife lost her banking job and my days at the plant were over in 2006 already. We’re working part time jobs here and there, piecing it together because we really don’t have much of a choice. We’re too young to retire, but too old for some of the salaries we see in the advertising. But we’re making do and there’s nothing stupid about that.

I found a new trick, car title loans.  It’s the kind of loan you can get when no one else has money for you.  With us, it was when the old stove gave out. We can pay it in installments, but just try getting a loan with part time work only.  The great thing is South Elgin Title Loans didn’t care about our employment status. They just needed to see we hold title on our cars.  We got that money in two days, just in time to go to Glenview and get a deal at Abt appliances. And I’ll do it again if I have to.

By the way South Elgin is near Batavia, Aurora, Geneva, Huntley, and St Charles.

I’m getting a little sick of all this fitness stuff. If you ask me, I don’t want buns of steel. I want buns of cinnamon. I’m just being honest.

Last year my husband bought me a membership at the Curves here in Geneva. And that was after he went to Chicago Home Fitness to buy “us” a treadmill. That’s the way he spends money — always on a hope and a dream. Me, I’m happy to be part of the mainstream majority in America that is overweight and comfortable with it.

But another way we’re part of the mainstream is in our household debt. It’s gotten bigger than what we’re comfortable with. So when we got hit with a home repair bill (the boiler went out), we didn’t have the reserve or cash to cover it. And I’m not the kind of girl who can take cold showers.

So on the Internet I found Geneva Title Loans. It’s a car title loan company that uses your car for collateral. That would be our minivan. I was able to get the $1200 we needed to get a new space pack heater, which is more efficient (uses less energy) in the long run. It was a good investment, and we were able to do it pretty fast because that car title loans company gets you your money in a day. After that, I sold the treadmill on Craigslist and that helped too.

By the way Geneva is near Naperville, Wheaton, West Chicago, Winfield, and Batavia.