Politicians and diapers have one thing in common. They should both be changed regularly and for the same reason.

And we’ve seen our share of that here in Illinois. And what I hear is our property taxes and income taxes and sales taxes are all going up more in the future. Meanwhile, our home values are going down and jobs are disappearing. It’s hard to be mr. happy face about all this.

I think the best news is it’s making everyone a little more resourceful. We know we have to find a way to pay for everything, even while cutting back. There simply are some things you can’t cut back on, however. I live in South Holland but one of my jobs is in Naperville.  So I need my car to get to work.  When the transmission fell apart on it, I couldn’t afford a new car and I couldn’t afford to not have a car.  So I used the car to get a loan to pay for the transmission.  I went to South Holland Title Loans and found the money for the car repair there.  Simple, and I got the money in a day, early enough to fix the car and only miss a few days of work.

I want to change the whole economy.  But for now, this is how I make do, and there’s a certain pride that comes with figuring out how to do that.

By the way South Holland is near Berwyn, Chicago Heights, Country Club Hills, Elmhurst, and Oak Forest.

A wise aunt of mine once said, for every action there is an equal and opposite criticism.

She said that probably about a hundred years ago, and it’s still true today.  And even though she never met him, she could have been talking about my husband.

Trevor, bless him, doesn’t understand money. He just doesn’t.  He doesn’t understand that when you have a balance on your credit card, the fact you’re paying your minimum monthly balance doesn’t mean it will be paid off some day.  He never looks at the interest rate charges, the 28% on those cards that happens when he misses a month here and there.  And that just because you made a $400 payment doesn’t mean you should go out and spend another $400.

We got in debt deep lately, particularly when he was off work due to an injury.  Disability covers some, but not all the expenses.  It’s less than what he was making, anyway. So we had a little come to Jesus on this and realized we needed to find some cash to keep up his health insurance premiums. Without that, his medical expenses would be even worse.  So I looked at his car and said, let’s sell it. He of course went through the roof. Which was my ploy.

I had in mind all along to get a car title loan.  I already knew to go to Park Forest Title Loans, because my daughter said her boyfriend went there too and it worked out well.  With a car title loan, you keep the car, you just get some money that you pay back gradually.  I knew Trevor would get back to work in about two months, so I saw this as a way to get through it.  And we did.  And he now knows not to criticize.

By the way Park Forest is near Matteson, Olympia Fields, Chicago Heights, Crete, Richton Park.

The reason women over 50 don’t have babies is because we would put them down and forget where we put them.

I really hate to admit things like that but it’s true. I had a list of all the IDs and passwords I need for every friggin website I need access to and, you guessed it, I lost it. My coolest new Tina Fey glasses I bought last summer? – no clue.

OK, so getting older does not have to mean we lose our minds. We just need little helpers (and funny how you quit being so critical of your own parents once you start to experience what they went through). On the finance front, I’ve had to do some dancing with bills and money that I never knew possible. My son is in college and his student loan program disappeared on him due to the banking crisis. So there I was last month, looking at a much bigger tuition bill that needed to be paid in five days or else he would have to skip the semester. What to do? Think, girlie, I said. Then he said something about car title loans, which I’ve seen on Cicero Avenue, and shuddered. No way!

But that’s when we went online and found Matteson Title Loans, a company that works with you entirely through the Internet. You fill out the form, give them your auto title information, you get approved almost instantly – and the money arrives the next day.

A car title loan was the smartest thing my college student son could come up with.  And he’ll never let me forget it, either.

By the way Matteson is also near Homwood, Flossmoor, Hazel Crest, Chicago Heights, and Glenwood.

One of the mysteries of life is that a two pound box of chocolates can make you gain five pounds.

I swear, this is true.  And the summary of the past five years of my life.  Which is why I gained quite a few LBS over that time.  And perhaps a reason I’m having trouble getting a new job.

So with the new year, despite a lack of cash, I decided to sign up for a weight loss program.  It’s pretty close to where I live in Lynwood, actually over the state line in Munster, and it includes everything: planned meals, meetings, a personal trainer once a week and a full gym membership.  Cost: $2000.  Where would I find the money?: Good question.

But I had to lose weight.  It would pay off with a better salary in the future.  So I checked out car title loans – specifically, Lynwood Title Loans – which was a fast way to get good cash for this four month program.  It was all online, took all of about ten minutes, and I got my cash in one day.

I’ve lost ten pounds in three weeks already, and have some interviews set up too.  This girl is on her way!

By the way Lynwood is near Dyer, Crete, Chicago Heights, Glenwood, and South Holland.

I’m blonde and kinda hot, and no matter the fact I graduated from Marian Cathlolic High School and am studying at Chicago State, everyone assumes I’m dumb. I hear all the jokes: my purse is a bimbag, my figure is from going to the bimbastic surgeon, I carry a bimbeeper so I don’t get lost (it’s a GPS), I speak like bimbonese with my blonde girlfriends.

Oh yeah? Well lemme tell all you jealous brunettes and dorks from Homewood-Flossmoor high school, I know how to manage things when the chips are down. When I get pulled over by the cops in Chicago, it doesn’t hurt to unbutton a top button and then tear up a little. When my dog does a poopie on the sidewalk and I don’t have a plastic bag, I go to the first person I see and complain about how rude that other person must be who left it there.

I was short on cash not too long ago, and that’s when I found Chicago Heights Title Loans, a great way to get money from your car. Now, I am not about to sell my Beetle, but all I had to do was fill out their form on the Internet and the next day I had cash. Easy! Title loans help you when you need them most.  Smart girls know this no matter how they color their hair.

By the way Chicago Heights is near Lansing, Lynwood, Munster, Park Forest, and Glenwood.