I’ve found there are some certainties in life: The colder the x-ray table the more of your body is required on it. The hardness of butter is directly proportional to the softness of the bread. The severity of the itch is inversely proportional to the ability to reach it. And the worse financial problems come when you can least afford them.

The last one hit me like a semi rolling down the Eisenhower. My wife and I both lost our jobs since last summer, then our daughter got sick and was at Rush for two weeks. We had some uncertainty over insurance coverage, and at one point her care was not assured because we weren’t sure we were covered under my COBRA policy. I had to come up with $1500 for a diagnostic, with the possibility of another $10,000 in cost if they found what we were worried about.

I didn’t know what to do. So I did some research on loans that you can find on the Internet. The best deal I found enabled us to borrow against our cars, both of them, through car title loans. I had never considered going to one of their store front operations, but when I found Hillside Title Loans online, I realized I didn’t have to go anywhere. Through an all-online process, they assessed both cars’ values and determined within an HOUR that we were loan-worthy. The money arrived electronically the next day, which was a HUGE relief. I would recommend a car title loan to anyone in the same circumstances.

Our daughter is doing well, we’re hopeful about new job prospects, our insurance is now covering most expenses, and we have our cars that can take us to interviews and part time work in the interim.

By the way Hillside is near Berkeley, Bellwood, Melrose Park, Stone Park, and Elmhurst.

My husband Jose and I moved from Chicago to Franklin Park ten years ago because of the many jobs here. But with the closing of his plant in 2006, he started driving to O’Hare where he found his new job.

But last year, United cut back on their flights which affected his job too. He still was working parttime, but the problem was when the car needed repair we didn’t have the extra money for that. He needs his car to get to work, so we didn’t know what to do.

Then my friend Marisol told me to go to Franklin Park Title Loans. That’s where they give you money for your car title if you are done with the car payments. We are, so that worked really well. Jose paid for the repair and now he’s confident of the car working every day so he can make the trip in to work. He hopes they give him more hours again soon or to get more hours with another company.

By the way Franklin Park is near Northlake, Melrose Park, Berkeley, Bellwood, and Oak Park.